Сприйняття ризику в онлайн-середовищі та його вплив на безпечну поведінку користувачів

Abstract

The digital environment has become a natural space for communication, learning and everyday activities. However, the way users perceive risk online often differs from their perception of danger in real life. Understanding this difference is essential for explaining why people sometimes behave less cautiously in cyberspace. Risk perception in the digital environment is influenced not only by knowledge about cybersecurity but also by psychological factors such as trust, habits and previous online experience. As a result, users may underestimate potential threats or perceive them as unlikely to affect them personally.